From our research
What this interview looks like
SBI PO Phase III has three parts on the same day: a psychometric test (qualifying, shared with the board), a Group Exercise of 20 marks and a personal interview of 30 marks, 50 marks in total, as per the latest advertisement. Final merit takes Mains marks scaled to 75 and Phase III scaled to 25, which makes this the heaviest interview weightage in bank recruitment. The board is usually four to five senior SBI officers, mostly DGM and AGM rank with an HR member, and the interview runs 15 to 25 minutes. The HR member opens with your biodata, hometown, education and any gaps; the banking members test repo rate, RBI actions, products and NPA basics, often one question from your own degree, and then put a branch situation to you. Boards switch between English and Hindi freely and expect the same from you. For Circle Based Officers the board also checks your comfort in the circle's local language and your knowledge of the local economy. The ExamPilot mock compresses the interview part into fifteen minutes: introduction, banking and finance, two branch situations, and a mobility-and-motivation close. The Group Exercise and psychometric test are not simulated.
Choose your post
2 posts available
Each post has its own panel, rounds and subject list.
What to expect
4 rounds, one after another
An IBPS or SBI style board of senior bankers compressed into 15 minutes: introduction and background with the HR member, banking and financial awareness with a senior banker who also probes the candidate's own degree or specialisation, two branch situations on customers, fraud and targets, and a closing on mobility and long-term intent. The real board sits three to five members for 15 to 20 minutes, mixes Hindi and English freely, and scores out of 100 with a qualifying minimum.
- Round 1
Introduction & background
· 3:00Put the candidate at ease, understand their education, work and any gaps, and hear a credible reason for choosing banking after their degree.
Smt. Lakshmi Venkatesan2–3 questionsup to 1 follow-up each - Round 2
Banking & finance awareness
· 5:00Test working knowledge of banking and current financial developments, and connect the candidate's own degree or specialisation to the work of a bank.
Mr. Vikram Malhotra3–4 questionsup to 1 follow-up each - Round 3
Branch situations
· 4:00Assess customer handling, ethics under target pressure, and judgement on fraud and compliance in a branch setting.
Mr. Vikram Malhotra2–2 questionsup to 1 follow-up each - Round 4
Motivation & closing
· 3:00Check willingness for rural posting and transfers, long-term intent in banking, and close politely without revealing any assessment.
Smt. Lakshmi Venkatesan2–2 questions
Meet the panel
Your AI interviewers
Distinct personas, voices and questioning styles, briefed on this interview.
Smt. Lakshmi Venkatesan
ChairHR member
Deputy General Manager (HR), State Bank of India, Corporate Centre
Warm but brisk; reads the biodata closely; checks mobility and intent.
Female voice · 4 languages
Mr. Vikram Malhotra
Hiring manager
Engineering manager / Regional manager (hiring manager)
Direct, outcome-focused, fair but demanding.
Male voice · 2 languages
Ms. Neha Kulkarni
HR member
HR business partner, IT services
Friendly, efficient, detail-checking.
Female voice · 4 languages
Languages
Answer in the language you think in
Interviewers speak and understand each language natively. Switch mid-answer if you like.
- English
- Hinglish (Hindi + English)Hinglish
How scoring works
A report you can act on
Every round is scored on the rubric
Each interviewer scores only the criteria their round covers. Weights add up to your overall score out of 100.
Only what you actually said counts
Feedback quotes your own answers. Rounds you skip show as “Not assessed” rather than a zero.
Communication is always measured
Fluency, clarity, confidence and structure are tracked across the whole interview, in any language.
Pass mark, then a plan
You see the pass mark for this interview, your gaps, and the courses that close them fastest.
Scored on
- Banking & financial awareness30%
RBI and monetary policy tools, deposit and credit products, NPA and provisioning basics, priority sector, digital banking and payments, recent developments described accurately; for SO, depth in the specialisation applied to a bank.
- Customer & branch situational judgement25%
Handles an angry customer, a suspected fraud or mule account, target pressure and mis-selling temptation with the right sequence: safety and compliance first, customer dignity, escalation to the branch manager, no shortcuts.
- Communication & presence25%
Clear, courteous and concise in English or Hindi; explains a banking idea in plain language a customer would follow; does not bluff when unsure.
- Fit, motivation & mobility20%
Credible reason for banking after this degree, honest about gaps and other attempts, genuinely willing for rural and semi-urban postings and transfers, realistic picture of a probationary officer's first two years.
Pass mark 60 / 100 · Bank PO / SO / RRB officer interview panel
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